Tired of living paycheck to paycheck?
Wondering how much money you'd need to never worry about work again? To tell your boss, your bills, and the whole system to...
For anyone who's ever thought: "There's got to be more to life than this..."
Calculate Your Freedom Number
Think you can get rich, live carefree, and tell the world, "Kiss my ass!" without learning some things about money? This calculator shows you exactly how much money you'll need stuffed in a mattress to pull it off. This is your own personal quantity of
Kiss My Ass Money
👇 Start calculating the horrifying truth below 👻
to tell the working world to kiss your ass.
With this amount, you can afford to actually say 'that's not in my job description.'
Daunting? You bet!
This is what you'd need to stuff in a room, earning no interest, to stay ahead of inflation for the rest of your life. That's insane.
Let me introduce you to the 4% rule.
With some basic safe investments, you can live on the interest of just:
invested wisely to live off the returns forever.
The 4% rule suggests you can safely withdraw 4% of your investment portfolio each year without running out of money. So if you have $1 million invested, you can live on $40,000 per year indefinitely.
Historical market returns average 7-10% annually. Even in bad years, a diversified portfolio typically grows enough to cover your 4% withdrawal plus inflation. The math has worked for over 95% of 30-year periods since 1926.
• Index funds - Low fees, broad diversification
• Tax-advantaged accounts - 401k, IRA, Roth IRA
• Automate everything - Set it and forget it
• Stay consistent - Time in market beats timing the market
This isn't a get-rich-quick scheme. Building wealth takes time and discipline. But the difference between needing $8.7M in cash and $1.9M invested? That's the power of putting your money to work.
But wait, there's more!
Your money can work harder for you than this. While saving and safe investing is a great start, if you want to escape the rat race and stop making other people rich while you get by, you want ASSETS.
Put money in your pocket
Tenants pay you monthly rent that exceeds your costs
Proven systems generate income with minimal involvement
Companies pay you quarterly for owning their shares
Royalties from books, courses, patents, or licensing
Take money from your pocket
Mortgage, taxes, insurance, maintenance costs
Payments, insurance, gas, depreciation
Interest payments that make banks rich
Subscriptions, gadgets, status symbols
More assets = Less dependence on your job = More freedom
Wealth isn't about having a lot of money - it's about your assets making more money than you spend. Each rental property, dividend stock, or business you own is like hiring an employee who works 24/7 to make you money. Build enough assets, and your job becomes optional.
Build yourself some freedom. Don't grind – grow!
Curated resources to help you on your journey to financial freedom